No. 01 — Private Beta Est. MMXXVI · Paris The Agent Economy

Almega

The Bank for Autonomous Agents

Give your AI a wallet it can't abuse.

Per-agent spending limits. One-click human approval. A full audit trail of every euro. Let your agents act on their own — without handing over your card.

I.Why an agent can't be trusted with your card

The moment an AI agent acts on its own, it hits a wall: money. It needs to pay for an API, a tool, a subscription — but it has no card, no limits, and no oversight.

So you face two bad options. Block it, and your "autonomous" agent is anything but. Or hand it your raw credit card, and live with the consequences.

Those consequences are not hypothetical. A single loop bug can charge the same vendor four hundred times. A prompt injection from a malicious page can turn your helpful agent into someone else's spending machine — with your full card behind it.

And when you run a fleet of agents, accountability collapses. Which agent spent what, when, and why? A consumer card was never designed to answer that question — nor to be operated by a machine at all. Banks flag the pattern and freeze the card.

What's missing is a financial primitive built for software that spends on its own: a wallet with rules, a gate with a human behind it, and a ledger that never forgets. That is Almega.

Exhibit A — A live agent ledger

Almega · Account LedgerLive
research-bot→ openai.com$12.00APPROVED
scraper-01→ aws.amazon.com$4.20APPROVED
deploy-agent→ vercel.com$90.00AWAITING YOU
unknown-bot→ luxury-store.io$812.00BLOCKED
4 agents · $108.20 cleared1 held · 1 blocked
II.Autonomy, with a kill switch
1

Connect

Drop in the Almega MCP server or SDK. One line of code, any framework.

2

Set the rules

Per-agent budgets and categories. "Max $50/mo, APIs only."

3

Approve

Anything sensitive pauses for your one-click sign-off.

4

Audit

Every action, every euro, recorded per agent. Forever.

III.A note for builders

Almega is MCP-native. Give any agent a controlled wallet in minutes — no payments expertise required.

→ Open source on GitHub: almega-ai/almega-mcp

# give your agent a wallet with guardrails
from almega import Wallet

wallet = Wallet(
    agent_id="research-bot",
    monthly_limit=50,
    allow=["api", "saas"],
    approve_above=20,
)

wallet.pay("openai.com", 12)
# → cleared · logged · under limit
IV.The old way vs. the Almega way

Your raw card

Hope as a strategy
  • No spending limit per agent
  • Full exposure if an agent is hijacked
  • No record of which agent spent what
  • Frozen by banks as "suspicious"
  • No approval before money leaves

An Almega account

Control as default
  • Hard per-agent budgets & category rules
  • A breach is capped to one small wallet
  • A full ledger, per agent, per euro
  • Built for machine payment patterns
  • One-click human approval on sensitive spend

Let your agents work.
Sleep at night.

Open accounts for your agents in the private beta. Free sandbox, no card required to begin.

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ALMEGA — The Bank for Autonomous Agents X · GitHub · contact@almega-pro.fr © MMXXVI